Drug Plans

Drug Plans

Coverage

Prescriptions. Just saying the word makes you think instantly of your wallet and how much lighter it is probably going to feel after running by the pharmacy. Unfortunately, medications are a vital and often integral role of our lives as we make every effort possible to keep a normal and healthy lifestyle.

Even with comprehensive health insurance, the cost of prescription drugs can be debilitating for some. Prior to the establishment of Medicare Part D by the federal government at the start of the 21st century, Americans found themselves paying out-of-pocket for medications. The cost was unbearable for many and forced them to choose between their health and their basic daily needs.

While medications are still costly, Medicare Part D will afford you lower co-pay amounts the next time you swing by the pharmacy, as well as guard against inflated prescription prices. Each state offers Medicare Part D plans through private insurance companies, creating a small marketplace of options to choose from.