Prescriptions. Just saying the word makes you think instantly of your wallet and how much lighter it is probably going to feel after running by the pharmacy. Unfortunately, medications are a vital and often integral role in our lives as we make every effort possible to keep a normal and healthy lifestyle.
Even with comprehensive health insurance, the cost of prescription drugs can be debilitating for some. Prior to the establishment of Medicare Part D by the federal government at the start of the 21st century, Americans found themselves paying out-of-pocket for medications. The cost was unbearable for many and forced them to choose between their health and their basic daily needs.
While medications are still costly, Medicare Part D will afford you lower co-pay amounts the next time you swing by the pharmacy, as well as guard against inflated prescription prices. Each state offers Medicare Part D plans through private insurance companies, creating a small marketplace of options to choose from.