Getting the Most Out of Your Insurance
Knowing your policy coverage is crucial to getting the most out of your health insurance policy.
Many consumers don’t read the insurance plan book and are unaware that some procedures, such as annual physicals, mammograms, flu shots, or specific lab tests, may be covered entirely by the policy.
The policy plan book will explain which procedures are exempt from the deductible and co-pay (your out-of-pocket expense).
Some insurance firms have moved their focus from health insurance to health improvement and maintenance, paying for gym memberships, dietary counseling, and smoking cessation plans.
Wouldn’t you take advantage of these services if you were attempting to lose weight and knew you could receive them for free?
Wouldn’t it be helpful to know that you could obtain the patch for free if you wanted to quit smoking?
Knowing what services are accessible through your insurance provider is very important, and you will only know if you read through your policy.
Health insurance is a costly purchase; make the most of it, not just for yourself but also for the members of your family.
You will be healthier and may require fewer doctor visits if you take full use of your health insurance policy’s free features.